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Recent Articles

Dec
06
2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
Dec
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
Jan
05
2023
How to manage debt before you buy a home
How To Manage Debt Before Buying A Home When you apply for a mortgage, or any other loan or line of credit, your lender will look at your debt-to-income ratio or DTI.  Having debt does not exclude you from buying a home, but most mortgage lenders want your DTI to be 43% or lower to qualify...
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